How would a pit bull affect my home-owner's insurance? - american renters insurance
I live in Toledo, OH. To hire My husband and I had thought that a room in our house (the en-suite and must act) to a good friend of ours. However, recently acquired a pit bull (of herself and her ex-boyfriend, if they do not take from him, went to the SPCA). Now I know there are many problems to the Pitbulls. We have a German Shepherd Dog / American Eskimo mix, and the dogs are very good. The Pit Bull is a very sweet dog, but the race has a bad reputation.
If we consider the tenant and his dog, a pit bull that are added to the expression of our landlord? Or he could get optional renters insurance and to cover them? What is the additional cost of ensuring a pit bull?
American Renters Insurance How Would A Pit Bull Affect My Home-owner's Insurance?
9 comments:
Depending on your insurance. Since it is rent a room in your house and not an apartment, unit type, would likely add to the hole to its policy, but how will their prices, and these to your business from. I have insurance with State Farm, and the state where I live, can not / ask what breed of dog ownership, only the number and if they have never bitten anyone. If this happens with your company, you can not see a rate hike at all, except to increase the number of dogs. Call and ask in general what is your policy on the situation in pitbulls. No need to determine if you are asking about the speed of trips concerned about their pit bulls. If your company applies to race and wants to increase rates or leave your own protection, you can call and ask for new listings of insurance companies. Tell your current employer, what they do or not do if it is increasing its prices, it is possible that the rate continues to fall mysteriously companies.
Add: Take a look hereOhio specific information which has only exceeded http://www.take2rescue.com/pit_insurance ...
You need to call your insurer. First, if it does not matter that the tenant a dog that is more important that the dog is a pit bull. I know it's sad - the other end of the strap is made responsible for most of this race. Call your insurance company and let them know that you rent. Ask if the tenant can pets and if your insurance or renters insurance coverage,. Home insurance covers any personal loss of his tenants "if something happens like a fire or flood.
Because dogs live in the facilities, but drew a tenant insurance, they still have some responsibility for the dog if something happens. Check your policy and see what is the language. If necessary, call the insurance company. They can not be allowed a dog to your coverage or you can have a little more expensive. If you are accused, you have to go the extra costs in comparison to your friend. After a tenant in your home can handle the user while it is probably already in a conversation with the insurance.
The only way to know with certainty, is request to your insurance company and ask the owner. It is becoming increasingly common, insurance coverage denied because of racial restrictions. I even saw a refusal to write the insurance if a dog is over a certain weight.
Unfortunately, individuals and insurance companies are not educated real dangers of the race.
I had a hole for a year and say it was a "hound mix, and had never known pain ... my vet, but after my request for your race Hound mix change in my work I could do such work within the County , where I moved! Wells are wonderful dogs with the public media and many bad owners who can not love and care of the race ..
Most companies will not insure unsafe house with pit bulls, German shepherds or Rottweilers. They consider it a liability. Only through this recently, and I had to get rid of my beautiful pit bull or loose my insurance. Insurance co. He came and took pictures.
CT State Farm actually a house with a pit bull, you just ask an officer to meet the dog. when they see the dog is well trained, gentle pet, there is no problem.
I do not know about other companies.
This is likely to be determined by your insurance agent. I do not think insurance covers dogs tenant injuries.
Mine more than doubled, only a Rottweiler, if I imagine that it can be like a pit bull too. They also live in Ohio.
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